党的十八届三中全会通过的《中共中央关于全面深化改革若干重大问题的决定》指出,加强金融基础设施建设,保障金融市场安全高效运行和整体稳定。贯彻落实这一要求,加强金融监管、防止发生系统性风险,需要借助大数据理念与技术的支持,构建稳定均衡的大金融体系。大数据技术与理论的出现为大金融体系的构建带来了切实可行的机遇。大数据的核心理念在于,一切均可量化, The “Decision of the CPC Central Committee and the Central Committee of the Communist Party of China on Several Important Issues concerning Overall Deepening of the Reform” adopted by the Third Plenary Session of the 18th CPC Central Committee points out that strengthening the construction of financial infrastructure will ensure the safe and efficient operation of the financial market and the overall stability. To implement this requirement, strengthen financial supervision and prevent systemic risks, we need to build a stable and balanced big financial system with the support of big data concepts and technologies. The emergence of big data technologies and theories has brought practical opportunities for the construction of a big financial system. The core idea of ​​big data is that everything is quantifiable,