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自1993年7月1日《邮政汇兑资金清算办法》实施以来,经过对都安县各家银行、邮电等有关部门的调查了解,目前邮政汇兑资金状况已大有好转,汇款兑付困难及打“绿条”现象基本不存在。但也出现一些必须引起重视的新问题: 一、汇兑资金计息差错率高。一方面,由于对《办法》理解不深,使用利率档次不准确,各基层营业所、信用社普遍存在计息差错问题。另一方面,一些尚未设立营业所的乡镇,邮政汇兑资金往来在信用社开户,由于部分信用社以《办法》中没有确定其责任为由,拒绝对汇兑资金计息,邮电部门对此意见很大。
Since July 1, 1993, the “Postal Exchange Funds Clearance Measures” since the implementation of the Du’an County banks, postal and other relevant departments to understand the investigation, the current status of the exchange of funds has been greatly improved, remittance difficulties and hit “green Article ”phenomenon does not exist. However, there are some new issues that must be emphasized: First, the interest rate of foreign exchange funds has a high error rate. On the one hand, due to the poor understanding of the Measures and the inaccurate rate of interest rates, the problems of interest-bearing errors are common in all establishments and credit cooperatives. On the other hand, some towns and towns that have not yet set up business establishments and postal exchange funds are required to open accounts with credit unions. Since some credit cooperatives refuse to make interest on foreign exchange funds on the grounds that their “responsibilities” are not defined in the Measures, Big.