随着我国社会经济的快速发展,社会医疗保险基金制度的改革也在不断地深入,并已经取得了实质性的进展。作为与医疗保险参保人利益最为密切的部分,医疗保险基金一直是我国医疗保险管理工作中的重点。从实践来看,随着我国医疗保险的覆盖面不断扩大,原有的医疗保险基金管理模式已经很难满足当今的需要。文章对医疗保险基金及其管理中存在的一些问题进行研究,并在此基础上提出一些建议。 With the rapid socio-economic development in our country, the reform of the social medical insurance fund system is also continuing to deepen and substantive progress has been made. As the most closely related part to the insured of medical insurance, the medical insurance fund has always been the focus of medical insurance management in our country. From a practical point of view, with the continuous expansion of China’s medical insurance coverage, the original medical insurance fund management model has been difficult to meet today’s needs. The article studies some problems existing in the medical insurance fund and its management, and puts forward some suggestions based on it.