近代宁波商帮传统伦理是中西文化冲突的产物。虽然近代商帮最后没有使中国走上现代化之路，但近代宁波商帮创造的中西合壁的传统伦理对中国现代化进程仍有积极的推进作用。 The traditional ethics of Ningbo merchants in modern times is the product of the conflict between Chinese and western cultures. Although the latter did not finally bring China to the path of modernization, the traditional ethics of combining traditional Chinese and Western cultures created by the Ningbo businessmen in the modern era still played a positive role in promoting the process of China’s modernization.