论文部分内容阅读
互联网金融可有效提高金融市场效率,推动普惠金融发展,但此前的“野蛮生长”也暴露出诸多问题,不少创新偏离了正确方向。随着互联网金融风险专项整治工作的推进,互联网金融正回归法治轨道,正本清源后的创新土壤依旧肥沃。“尽管近期监管层对互联网金融加大了整治力度,但主要依靠‘负面清单’的方式,仍给市场留下了较大的创新空间。”中国人民银行金融研究所互联网金融研究中心秘书长伍旭川在“互联网金融行业新政与新生态”论坛上表示,我国互联网金融创新的土壤依旧非常肥沃,关键是要依法合规地创新。
Internet finance can effectively improve the efficiency of financial markets and promote the development of inclusive finance. Previously, “brutal growth” has also exposed many problems. Many innovations have deviated from the correct direction. With the advancement of special rectification of Internet financial risks, Internet finance is returning to the path of rule of law. The original innovative soil after the original source clearance remains fertile. “Despite the recent revamp of regulators on Internet finance, but mainly rely on the ’negative list’ approach, still leaving the market a lot of room for innovation. ” Institute of Finance, People’s Bank of China Internet Finance Research Center Secretary At the Forum on “New Deal and New Ecology in the Internet Finance Industry”, Chang Wu Asah Chuan said that the soil for Internet finance innovation in our country is still very fertile. The key is to innovate according to laws and regulations.