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我国市场经济体制不断完善,民间借贷作为一种非正规融资形式,可以活跃市场,但也面临着很多风险。本文首先对其风险加以分析,然后给出了一些防范对策,包括构建市场准入制度、完善民间借贷法律建设、划清与违法行为的界限等。
As China’s market economy system continues to improve, as an informal form of financing, private lending can be active in the market, but it also faces many risks. This paper first analyzes the risks and then gives some countermeasures, including establishing a market access system, improving the legal construction of the private lending, and drawing a clear line between the delinquency and illegal activities.