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2000年,吴桥县支行在棉花收购资金供应管理工作中,认真坚持“以销定贷、以效定贷”的信贷原则,积极实施棉花购销企业信用等级管理,有效降低了贷款风险。其主要做法是: 一、统一思想,提高认识,认真做好棉花企业信用等级评定工作随着棉花流通体制改革的进一步深化,棉花经营已全面推向市场。如何适应棉改形势,强化棉花信贷管理,有效降低贷款风险,是农发行面临的迫切问题。经
In 2000, Wuqiao County Branch earnestly adhered to the credit principle of “fixing sales and lending in order to set a loan” based on the management of supply of cotton acquisition funds, and actively implemented the credit rating management of cotton buying and selling enterprises, effectively reducing the loan risk. The main approaches are: First, to unify thinking, raise awareness and conscientiously do a good job in the evaluation of the credit rating of cotton enterprises With the further deepening of cotton circulation system reform, cotton management has been fully introduced to the market. How to adapt to the situation of cotton reform, strengthen cotton credit management, effectively reduce the risk of loans, is an urgent issue facing the Agricultural Development Bank. through