自从20世纪90年代以来,中国对外投资迅速发展,建立中国的海外投资保险制度呼声很大,但是很少涉及反映政策性海外投资保险的有关观点。本文分析了各种支持或反对美国海外私人投资公司(OPIC)及政策性海外投资保险制度的观点,在就业与国民收入、公司福利与社会公平、和私人部门的竞争与合作等重大方面进行理论分析,并得出对我国建立海外投资保险制度的启示。 Since the 90s of last century, with the rapid development of China’s foreign investment and the establishment of China’s overseas investment insurance system, there has been a lot of talk about it. However, few opinions have been expressed on policies covering overseas insurance policies. This article examines the various arguments that support or oppose OPIC and policy-based overseas investment insurance systems and apply theories in such major aspects as employment and national income, corporate welfare and social equity, and private-sector competition and cooperation Analysis, and draw enlightenment to our country to establish overseas investment insurance system.