治安保险主要是在党委、政府统一领导下,由综治部门组织协调,以村(居)委会等基层组织机构和保险公司为主体,以家庭财产为保障内容,以契约化管理为手段,遵循合法自愿的原则,组织农村(社区)居民以户为单位参加的家庭财产保险。它通过向群众提供保险产品和进行风险管理,能够有效对冲治安风险和降低政府管理成本。 Public security insurance is mainly under the unified leadership of the party committees and governments, organized and coordinated by the comprehensive management department, with the grass-roots organizations and insurance companies as the main body, the family property as the guarantee and the contractual management as the means. Follow the principle of lawfulness and voluntariness and organize family property insurance for households in rural (community) households. By providing insurance products and risk management to the public, it can effectively hedge public order risks and reduce government administration costs.