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随着我国加入世贸组织,经济得到了很大的发展,在金融体制方面也是得到很大的改变的,虽然是如此但是我国的中小企仍然面临融资问题,为这一问题也成为了阻碍中小企发展壮大的主要原因。我国银行对企业的贷款审查相当严格,审批手续也较为复杂,在很大程度不能满足中小企业的发展需要,让民间的放贷对企业发展变得极为重要,所以,我们开始对民间的放贷进行了深入的研究,让民间放贷更加能适合中小企发展需求,也让中小企业能健康的发展。
As China’s accession to the WTO, the economy has been greatly developed, the financial system has also been greatly changed, although it is true, but SMEs in China are still facing financing problems, for this issue has also become an obstacle to SMEs The main reason for the growth and development. China’s bank loans to enterprises review is very strict, approval procedures are more complex, to a large extent can not meet the development needs of SMEs, so that private lending to the development of enterprises has become extremely important, so we started the private lending carried out In-depth study, so that private lending more suitable for the development needs of SMEs, but also for the healthy development of SMEs.