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现今中国,经济危机对中小企业构成极大冲击,中小企业当前面临融资难,贷款难的问题。供应链金融以中小企业为市场导向,力图弥补广泛存在于中小企业的融资缺口,是中小企业突破融资难的一条有效途径。基于供应链金融的融资模式是商业银行、物流企业以及供应链上下游中小企业相互合作的一种新的融资模式。
Nowadays, the economic crisis in China has had a great impact on SMEs. SMEs are facing the problem of financing difficulties and difficult loans. Supply chain finance to SMEs as market-oriented, trying to make up for widespread financing gap in SMEs, SMEs an effective way to break the financing difficulties. The financing model based on supply chain finance is a new financing mode for commercial banks, logistics enterprises and the cooperation between upstream and downstream SMEs in the supply chain.