《商业银行法》的实施是我国经济生活中的一件大事，对发展我国金融事业，维护金融业的稳健经营，保护商业银行、存款人和其他客户的合法权益，规范商业银行的行为，提高信贷资产质量，加强金融监督管理，具有十分重要的意义。中信实业银行杭州分行是一家国际化、现代化、综合 The implementation of the Law on Commercial Banks is a major event in our country’s economic life. It is of great significance to the development of China’s financial undertakings, the steady operation of the financial industry, the protection of the legitimate rights and interests of commercial banks, depositors and other customers, the regulation of commercial banks’ behavior and the enhancement of The quality of credit assets and strengthening financial supervision and management are of great significance. CITIC Industrial Bank Hangzhou Branch is an international, modern and integrated