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我国的基本医疗保险体系共有三部分,即城镇职工基本医疗、新型农村合作医疗与城镇居民基本医疗。随着社会的发展,基本医疗保险体系的覆盖范围更加广泛,同时保障水平也有了很大的提高。但是,还是有多种因素能够引起医疗资源的浪费,面对这种情况,不但没有合理的措施来消除浪费,而且使参保人的经济压力越来越大。本文将探讨如何采取有效的机制控制基本医疗保险医疗成本,避免医疗资源的浪费。
China’s basic medical insurance system consists of three parts, namely basic medical care for urban workers, new rural cooperative medical care and basic medical treatment for urban residents. With the development of society, the coverage of the basic medical insurance system is more extensive, and the level of protection has also been greatly improved. However, there are still many factors that can cause the waste of medical resources. In the face of this situation, not only is there no reasonable measure to eliminate the waste, but also the insured’s financial pressure is getting bigger and bigger. This article will explore how to take effective mechanisms to control the medical costs of basic medical insurance and to avoid wastage of medical resources.