引言近几年来,我国理财与投资市场高速发展,基金管理公司、商业银行、证券公司、信托投资公司、期货公司等金融机构以及资产管理与投资咨询的非金融机构都在积极推出各类集合理财与投资产品,主要包括基金管理公司公募基金和专户理财、商业银行的银行理财产品、证券公司的集合资产管理计划、信托公司的集合资金信托产品、期货公司的期货理财产 Introduction In recent years, China’s wealth management and investment market has developed rapidly. Financial institutions such as fund management companies, commercial banks, securities companies, trust and investment companies, and futures companies, as well as non-financial institutions engaged in asset management and investment consulting, are all actively promoting various types of collective financial management And investment products, including fund management companies public funds and investment banking, commercial banks, banking financial products, securities companies, collective asset management plans, the trust company’s collective funds trust products, futures companies futures wealth management