顺应产业竞争由企业间竞争向供应链竞争态势进行转换,供应链金融也应运而生。企业现金流、订单信息流及仓储配送流组合成供应链,其本质在于传递价值与信息。供应链管理的产生,致使现代企业竞争从原有一对一竞争,向供应链对供应链竞争进行转换,同时银行对企业服务模式也产生着极大的改变。作为一种新融资模式,供应链金融是银行对整条供应链的审查,及对供应链管理程度与核心企业信用实力的掌握,并能够将一种灵活金融产品及服务提供给核心企业及上下游多个企业。本文主要对供应链、供应链金融的概况,供应链金融融资模式作用及模型特点的分析及探究。 Adapt to the industrial competition from the competition among enterprises to supply chain competition, supply chain finance has emerged. Enterprise cash flow, order information flow and warehousing distribution flow into the supply chain, the essence is to pass on the value and information. The emergence of supply chain management has led to the competition of modern enterprises from the original one-to-one competition to the supply chain competition on the supply chain. At the same time, the banks have also made great changes in the service mode of enterprises. As a new financing model, supply chain finance is the bank’s review of the entire supply chain, as well as the grasp of the degree of supply chain management and the core corporate credit strength, and can provide a flexible financial products and services to the core business and Downstream multiple enterprises. This article mainly analyzes supply chain and supply chain finance, supply chain finance financing model and model characteristics.