目前我国融资租赁业主要分为银行系融资租赁公司、厂商系融资租赁公司和独立第三方融资租赁公司三个板块,面向市场有着不同的定位,彼此业务也有所交叉,在有些领域呈竞争局面。近年来政府继续加大对融资租赁业的支持,但行业内仍面临着不少问题,找准市场定位、实行错位竞争是健康引导融资租赁资本、避免资源浪费的有效方法,如独立第三方融资租赁公司对中小微企业的有效对接。 At present, China’s financial leasing industry is mainly divided into three banks, namely, financial leasing companies, financial leasing companies and independent third-party financial leasing companies. The leasing companies face different positions in the market and their businesses cross each other. In some areas, they are in a competitive situation. In recent years, the government has continued to increase its support for the financial leasing industry. However, the industry still faces many problems. Finding a better market position and implementing a dislocation-based competition are effective ways to guide leasing of financial assets and avoid wastage of resources. For example, independent third-party financing Leasing companies on the effective docking of small and medium enterprises.