支票是银行存款人签发给收款人办理结算或委托开户银行将款项无条件地支付给收款人(持票人)的票据。它既是一种支付凭证,又是一种结算办法。在商品经济不断发展、商品流通日益频繁的社会里,使用支票具有手续简单、灵活方便、安全性强的特点,可以加速资金周转、减少使用现金的繁琐和不安全因素,同时也可以缓解社会对现金的需求量。纵观各国票据立法,支票都是票据的重要组成部分。 The check is issued by the bank depositor to the payee for clearing or entrusting the issuing bank to pay the money to the payee (bearer) unconditionally. It is both a payment voucher and a settlement method. In a society with continuous development of commodity economy and frequent circulation of commodities, the simple, flexible and safe procedure of using checks can speed up the flow of funds, reduce the cumbersome and unsafe factors of using cash and at the same time ease the social Demand for cash. Throughout the national bill legislation, checks are an important part of the bill.