保险制度对中国社会与经济发展的巨大作用通过企业治理、社会保障体制、农业制度、巨灾应对、金融体系的建立、对外开放和国家竞争力等方面体现出来。本文即从这七个方面入手,结合改革开放30多年的实践,阐述与总结了保险对我国社会与经济发展所发挥的积极作用。 The great role of insurance system in China’s social and economic development is manifested through its corporate governance, social security system, agricultural system, catastrophe response, establishment of the financial system, opening to the outside world and national competitiveness. Starting from these seven aspects, combining with the practice of more than 30 years of reform and opening up, this article elaborates and summarizes the positive role that insurance plays in the social and economic development of our country.