传统理念中,医疗保险有两大功能——筹资和付费。理论上讲,医疗保险体系覆盖了全体公民,老百姓生病时就不必自行负担高额的医疗费用,风险能被分担。但全民医保实现了,政府对基本医疗也投了不少钱,结果却还是“老百姓说看病贵,医院说自己穷”。如何走出这种困境?社会各界再次把目光投向了基本医疗保险。平心而论,作为医疗服务的购买者,医保机构的确应该借助“团购”力量,一方面为医疗服务提 The traditional concept of health insurance has two major functions - financing and payment. In theory, the medical insurance system covers all citizens. When people are sick, they do not have to pay the high medical expenses themselves and the risks can be shared. However, universal health insurance has been implemented, and the government has also invested a lot of money in basic medical care. The result is still “the people said that they are more expensive and hospitals say they are poor.” How to get out of this dilemma? All walks of life once again turned their attention to the basic medical insurance. To be fair, as a purchaser of medical services, medical insurance agencies should indeed rely on “buy” power, on the one hand for medical services