新农合制度自建立以来已实施近十年,由于制度的普惠,参合农民因有了医疗保障及时得到了诊治,并帮助他们解决了部分医疗费用,在一定程度上解决了看病难、看病贵的问题。但在实施的过程中,因各方面因素的存在,使得基金未能充分发挥最大的社会效益,在管理过程中仍然存在一定的风险。文章针对新农合基金组织经办机构、筹资、基金使用等运行过程和监督环节所存在的风险及应采取的措施和手段进行探讨。 Since the establishment of the new rural cooperative medical system, it has been practiced for nearly ten years. Due to the system’s universal benefits, the participating peasants got timely medical treatment due to the medical insurance and helped them to solve part of the medical expenses. To a certain extent, Expensive question However, in the process of implementation, due to the existence of various factors, the fund has failed to give full play to its maximum social benefits and there are still some risks in the management process. In this paper, the risks and the measures to be taken and the measures to be taken in the running process and supervision of the NRCMS handling agencies, financing, fund usage and so on are discussed.