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“十一五”期间福建保险业快速发展,有效发挥了经济补偿、资金融通、社会管理等功能,对福建经济发展起到了保障和助推作用。福建省GDP的增长与保费收入的增长正相关(即福建GDP的增长能刺激保费收入增长),但相关系数介于0.3~0.5,二者相关程度较低。要进一步推进福建保险业与经济协调发展,应从两方面入手:一是加强保险业自身建设,有效地发挥保险产业特有的职能,服务地方经济发展;二是要不断完善保险市场的生态环境。
During the 11th Five-Year Plan, the insurance industry in Fujian Province developed rapidly, effectively giving play to such functions as economic compensation, financial facilities and social management, which ensured and boosted Fujian’s economic development. The growth of Fujian’s GDP is positively correlated with the growth of premium income (that is, the growth of Fujian’s GDP can stimulate the growth of premium income), but the correlation coefficient is between 0.3 and 0.5, and the correlation between them is relatively low. To further promote the coordinated development of insurance industry and economy in Fujian, we should start from two aspects: First, to strengthen the insurance industry itself, effectively play its unique functions in the insurance industry and serve the local economic development; second, it is necessary to constantly improve the ecological environment in the insurance market.