指定银行在跟单信用证支付中具有重要作用。《跟单信用证统一惯例》有关指定银行的规定有失偏颇,显失公平。本文以UPC600为基础,解析指定银行的种类和责任,并联系我国法院判例,提示相关风险和问题。 Designated banks play an important role in documentary credit. The provisions of the “Uniform Customs and Practice for Documentary Credits” regarding designated banks are biased and unfair. Based on UPC600, this article analyzes the types and responsibilities of designated banks, and contact with the court cases in our country to indicate the related risks and problems.