互联网金融是传统金融业与互联网相融合的新兴产物,兼具了互联网和金融的双重基因。互联网金融在提升金融效率、带来金融创新红利的同时,不仅没有降低传统金融业的高风险,而且使其风险变得更加复杂,不仅保留传统金融的主要风险,还蕴藏着互联网深度使用带来的新风险。本文就如何防范和监管新兴事物带来的新风险作出研究。 Internet finance is an emerging product of the integration of the traditional financial industry and the Internet. It combines the dual genes of Internet and finance. Internet finance not only does not reduce the high risk of the traditional financial industry but also increases its risk while improving financial efficiency and financial innovation dividends. It not only retains the main risks of traditional finance but also brings with it the deep usage of the Internet The new risk. This article examines how to prevent and monitor emerging risks from emerging things.