在当前建筑业发展面临困境的背景下,取消各类保证金政策对建筑施工企业来讲是重大利好。当前建筑企业缴纳的保证金实际使用比例非常低,在大量资金被建设单位占用的同时,施工企业自身面临高额的融资成本,严重阻碍了企业持续发展。清理后保留的四种保证金,抓住了施工企业监管的关键点。其中质量保证金、投标保证金和履约保证金有明确的法律依据;农民工工资保证金是为保障农民工权益而严格推行的保证金制度。其他双方合同约定或地方政府管理部门以加强工程管理名义收取的保证金是政策清理的重点。同时,在政策 Under the background of the current difficulties in the development of the construction industry, the elimination of various types of margin policies is a major advantage for construction companies. Currently, the actual use of deposits paid by construction companies is very low. While a large amount of funds are used by construction units, construction companies themselves face high financing costs, which seriously hinder the sustainable development of the company. The four types of deposits retained after the clean-up have captured the key points of construction company supervision. Among them, the quality guarantee deposit, bid deposit and performance bond have clear legal basis; the wage guarantee for peasant worker wages is a strict deposit guarantee system to protect the rights and interests of migrant workers. Other parties’ contractual agreements or the margins received by the local government administrations in the name of strengthening project management are the focus of policy clearance. At the same time, in the policy