现阶段,在我国互联网、电子商务不断盛行下,我国电子支付领域呈现出不断拓展的趋势。如今,电子支付作为重要支付方式之一,不仅对人们生活带来一定影响,而且还方便了人群的购物。我国电子支付经过长期发展后,以及由萌芽阶段逐渐走向成熟,更是成为全球用户规模最大的一个国家。但是,我国在电子支付相关法律方面,还存在一定问题,严重阻碍了电子支付的发展。对此,文章对电子支付的法律问题进行详细分析。 At this stage, with the continuous prevalence of the Internet and e-commerce in our country, the field of electronic payment in our country shows a trend of continuous expansion. Nowadays, electronic payment, as one of the important payment methods, not only affects people’s life but also facilitates the crowd’s shopping. After long-term development of China’s electronic payment, and gradually from the embryonic stage of maturity, but also become the world’s largest user of a country. However, our country still has some problems in the electronic payment related law, which seriously hindered the development of electronic payment. In this regard, the article analyzes the legal issues of electronic payment in detail.