论文部分内容阅读
当前,关于债务承担问题我国法律尚未作出特别明确的规定,因而实务界与司法界对此存在颇多争议,统一而有效的认识难以形成。考虑到当事人复杂多样的动机和利益的再分配问题,银行作为债权人在债务承担中同时要直面并承担两方面的风险:市场与法律风险、债务人的道德风险。本文对债务承担展开了相关研究,并对债务承担中银行所面临的法律风险因素进行分析,并提出相应的控制措施。
At present, our country’s law on debt commitment has not yet made any specific and specific provisions. Therefore, there are quite a lot of controversies between the practical circles and the judicial circles, and the unification and effective recognition are hard to form. Considering the complex and diverse motives of the parties involved and the redistribution of interests, banks as creditors should face and shoulder the two risks at the same time: the market and legal risks, and the moral hazard of the debtor. This article has carried on the relevant research to the debts commitment, and analyzes the legal risk factors that the borrower faces in the debt undertaking, and puts forward the corresponding control measures.