社会保障体系是人民群众最为关注的国家的大政方针之一,关乎到国计民生。覆盖城乡居民的社会保障体系不仅能够让人民群众活得更有尊严,更是可以让全民都享受到我国经济快速发展的喜人成果。但是值得注意的是,目前在社会保障体系建设中依然存在着一系列问题,影响着该体系的覆盖面和完善程度。本文以此为着力点,对存在的诸多问题进行分析,并以此为基础,进一步就健全覆盖城乡居民的社会保障体系提出具体的有针对性的建议。希望能对相关工作起到积极的作用。 The social security system is one of the major policies of the country where the people are most concerned, which is related to the national economy and the people’s livelihood. The social security system covering both urban and rural residents not only enables the people to live with greater dignity, but also enables all people to enjoy the gratifying results of China’s rapid economic development. However, it is worth noting that there are still a series of problems in the current social security system construction that affect the coverage and perfection of the system. Based on this, this article will focus on the analysis of many existing problems and put forward specific targeted suggestions on how to improve the social security system covering urban and rural residents. Hope to play a positive role in related work.