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近年来信息通信和网络普及程度不断加快,为传统银行经营和业务服务提供了发展新机遇。网上银行受到社会和人们广泛关注和应用,相关业务实现了自主网上进行。网络银行具有操作便捷、成本低廉等特征,在功能使用方面已经完全替代了传统银行。本文从网络银行经营模式和使用价值展开分析和探讨,进一步提出网络银行兴起对传统银行带来的冲击和影响。
In recent years, the speed of information communication and network popularization continues to accelerate, providing new opportunities for the development of traditional bank operations and business services. Internet banking has been widely concerned by the society and people, and the related businesses have been carried out online independently. Internet banking has the characteristics of convenient operation and low cost, and has completely replaced the traditional bank in terms of functional use. This article analyzes and discusses the operation mode and value of internet banking, and further puts forward the impact and impact of the rise of internet banking on traditional banks.