【编前语】过去十多年里,我国票据市场取得了较快发展。2014年,全国累计票据承兑签发量和累计贴现量与同期GDP之比已达34.72%和95.37%,对经济增长产生了极大的拉动效应。与此同时,我们也看到,当前中国票据市场面临着票据信用基础薄弱、票据市场法规亟待完善、票据电子化水平整体偏 【Preface】 In the past ten years, China’s bill market has achieved rapid development. In 2014, the cumulative issuance of bills and the cumulative discounted bills in the country reached 34.72% and 95.37% of the GDP in the same period, which greatly stimulated economic growth. At the same time, we also see that the current Chinese bill market is facing a weak credit base for bills, an urgent need to improve the bills market regulations and an overall partial electronic bill level