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中国保险业是金融业中开放时间最早、开放力度最大、开放步伐最快的行业。自1980年我国允许外国保险公司在华设立代表处开始,在至今的30年中,无论从机构数量还是业务规模,都迅猛发展。但根据中国保监会和普华永道数据显示,外资保险公司所占市场份额近年却呈下降趋势。文章以此为出发点,深入研究分析其中原因,并给出了相应建议。
China’s insurance industry is the industry that opened earliest, opened up and opened up the fastest pace in the financial industry. Since 1980, China has allowed foreign insurance companies to set up representative offices in China. Since the establishment of the representative office in China for the past 30 years, both the number of institutions and the scale of their operations have been growing rapidly. However, according to the data from China Insurance Regulatory Commission and PricewaterhouseCoopers, the share of foreign insurance companies in the market has been declining in recent years. This article as a starting point, in-depth study and analysis of the reasons, and gives the corresponding recommendations.