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我国保险业的全面开放吸引了世界各国保险公司进入我国市场。外资的进入给国内保险业带来经验和技术,促进了我国保险业的健康发展。与此同时也产生了很多新问题,这就需要加强对外资保险公司的监管。在有侧重点地坚持以市场行为、公司治理、偿付能力为监管支柱的同时,应制定完善的法律体系,建立严格的信息披露制度,加强与国际保险监管机构的合作,保证外资保险公司有序地发展。
The full liberalization of China’s insurance industry has attracted insurance companies from all over the world to enter the Chinese market. The entry of foreign capital has brought experience and technology to the domestic insurance industry and promoted the healthy development of China’s insurance industry. At the same time, many new problems have arisen, which requires strengthening the supervision of foreign insurance companies. While focusing on market supervision, corporate governance and solvency as the regulatory pillars, a sound legal system should be established, a strict information disclosure system should be established, cooperation with the international insurance regulatory authorities should be strengthened, and foreign insurance companies should be kept orderly Development.