银根从紧形势下如何激活小企业信贷?这个问题已引起政府和企业的广泛关注。上海银行业本着服务经济建设、改进信贷方式的经营理念,适时推出针对小企业的各项新政,通过创新金融品种,降低准入门槛,简化信贷手续等途径,较好地缓解了小企业融资难。上海银行业的这种创新思维,值得我们学习借鉴。 How to Activate Small Business Credit in the Context of Tightening? This issue has caused widespread concern of the government and enterprises. In line with the business philosophy of building a service economy and improving credit methods, the banking industry in Shanghai has launched various new policies aimed at small enterprises in a timely manner, which have helped alleviate the financing of small enterprises by innovating financial varieties, lowering the access threshold and simplifying credit procedures difficult. This kind of innovative thinking in Shanghai banking industry is worth learning from.