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[案情]2008年6月29日,娄某与某探险服务有限公司签订登山协议书,约定于2008年7月1日至2008年7月19日期间参加登山活动。该协议还约定,娄某必须购买此次活动的保险,保险费含在活动费用中,由探险服务有限公司代为投保并支付保费。之后,探险服务有限公司以娄某等8名同一期登山队员为被保险人,向某保险公司投保境内旅游意外伤害保险,保险公司承保并出具了保险单,包括意外身故、医疗运送和送返、身故遗体送返、慰问探访费用补偿等共8个险种,其中意外身故保险金额为300000元。但是,在订立保险合同时,娄某等8
[Case] On June 29, 2008, Lou Mou signed an alpinism agreement with an Exploration Services Co., Ltd., agreeing to participate in mountaineering activities from July 1, 2008 to July 19, 2008. The agreement also agreed that Lou Mou must purchase the insurance activities, insurance premiums included in the activities of the costs, insurance services on behalf of insured and pay the premium. Afterwards, Adventure Services Co., Ltd. took 8 same-time mountaineers as the insured, such as Lou Mou, to insure the domestic travel accident insurance to an insurance company. The insurance company insured and issued insurance policies including accidental death, medical delivery and delivery Return, Death body returned, condolences to visit the cost of compensation, a total of eight kinds of insurance, of which the amount of accidental death insurance is 300,000 yuan. However, when entering into an insurance contract, Loumou et al