保险合同纠纷案件审理中的难点问题之一,是由于法律规定的普遍性、抽象性而造成的具体司法中的概念的模糊性问题,这种模糊性多表现为对法律理解或对事实认定上的分歧。司法裁判活动的重要任务首先是将法律与事实明确化,这种明确化包含着法官对相关问题的识别,即法官运用一定的知识对可能成为裁判依据的一系列事实进行判明的司法活动。一般说来,这种识别涉及到两方面的问题:识别的方法和识别所依据的知识或者标准。识别的方法包括逻辑推理、纯粹法学分析、社会学分析方法、语言分析等。识别所依据的知识和标准包括法理知识、社会常理和其他社会学知识。本文谨以保险合同纠纷案件的审判实践为基础,尝试对这 One of the most difficult problems in the trial of a case of an insurance contract dispute is the fuzziness of the concept in specific jurisdictions caused by the universality and abstraction of the law. Such ambiguity is often manifested in the understanding of law or in the determination of facts Differences. Judicial referee activities, the important task of the first is to clarify the law and the fact that such a clear judge contains the identification of related issues, that is, judges use certain knowledge of possible referee based on a series of facts identified judicial activities. In general, this recognition involves two issues: the method of identification and the knowledge or criteria on which the identification is based. Methods of identification include logical reasoning, pure legal analysis, sociological analysis, language analysis and so on. The knowledge and criteria on which the recognition is based include legal knowledge, social norms and other sociological knowledge. This article just based on the trial practice of insurance contract dispute cases, try this