1998年 4月，一桩被称之为“老年银行”的新鲜事在上海虹口区晋阳居委会悄然兴起，其做法是在居民间倡导为老年人义务服务的同时，把服务时间储存起来，待服务者将来老了便可支取同样的服务。 　　1999年初，北京朝阳区潘家园松榆里第一居委会自发筹办了“时间储蓄”，组织低龄 In April 1998, a new incident known as “Senior Citizens Bank” quietly emerged in the Jinyang neighborhood committee in Hongkou District, Shanghai. The practice was to save the service hours when residents advocated voluntary service for the elderly. In the future, the service provider will be able to withdraw the same service. At the beginning of 1999, the first neighborhood committee of Songyuli, Panjiayuan, Chaoyang District, Beijing spontaneously organized “Time Savings” to organize young people