开放式基金是个较为理想的投资工具，因为它具有专家理财、风险不大、收益较稳定的特点，尤其受到工薪族、中老年投资者欢迎，但从具体操作讲，要因人而异，切勿盲从。 买得早不如买得巧　认购开放式基金，可以在发行期间买，也可以在基金成立满三个月后再购买，届时因种种原因 Open-end funds are an ideal investment vehicle because they have the characteristics of expert financial management, low risk and relatively stable income. They are especially welcomed by wage earners and middle-aged and elderly investors. However, they should be different from one another in terms of specific operations. Blindfolded. Buy earlier than buying an open-end fund, can buy during the issue can also be completed in the fund after three months to buy, then due to various reasons