素质教育的核心是培养学生综合素质及自我管理、自我教育的能力,由于现代社会的物质生活极大丰富,孩子的零用钱极多,很多孩子养成了乱花钱的坏习惯,要培养学生良好的理财观念,就要在日常生活中加以教育和培养,使其增强理财意识。 The core of quality education is to cultivate the students’ overall quality and their ability of self-management and self-education. As the material life of modern society is extremely rich and their pocket money is extremely high, many children develop bad habits of squandering money and cultivate students Good financial management concepts, it is necessary to be educated and nurtured in daily life, to enhance their financial awareness.