互联网支付,是指通过计算机、手机等设备,依托互联网发起支付指令、转移货币资金的服务。当前,互联网支付在服务电子商务发展和为社会提供小额、快捷、便民支付服务方面发挥了重要作用,受到客户的普遍青睐。但与此同时,由于诈骗犯罪的形式不断出新、加之不少客户对互联网支付的风险不甚了解,导致客户资金通过互联网支付渠道被非法转移的事件时有发生,其中有些事件还酿成法律纠纷,使得银行被诉至法院。因此,强化互联网支付的风险管控,保障支付环境的安全,亟待引起各界的关注。 Internet payment refers to the service of transferring monetary funds by means of computers, mobile phones and other devices, relying on the Internet to initiate payment instructions. Currently, internet payment has played an important role in the development of e-commerce services and providing the community with small, quick and convenient payment services, which are generally favored by customers. However, at the same time, due to the new forms of fraud crime, coupled with many customers do not understand the risks of Internet payments, resulting in customer funds through Internet payment channels have been illegal transfer of events have occurred, some of which also lead to law Dispute, making the bank was sued to the court. Therefore, it is urgent for the public to pay attention to strengthening the risk control over Internet payments and ensuring the security of the payment environment.