供应链金融是近几年国内商业银行为适应供应链企业的金融需要而发展起来的一项新兴业务,近年来已经成为商业银行新的业务增长点。文章简单介绍了供应链金融的含义及模式,探讨了其对商业银行的发展价值和意义,分析了供应链金融在我国商业银行的发展现状,并提出了相应的政策和建议。 Supply chain finance is a new business developed by domestic commercial banks in recent years to meet the financial needs of supply chain enterprises. In recent years, supply chain finance has become a new business growth point for commercial banks. The article briefly introduces the meaning and mode of supply chain finance, discusses its development value and significance to commercial banks, analyzes the current situation of supply chain finance in China’s commercial banks, and puts forward corresponding policies and suggestions.