融资租赁和银行按揭是纺织企业接触较多的两种设备融资模式,两者在操作方式上各有千秋,为企业融资提供了适合实际需求的不同选择。我们选取了提供这两种融资模式的两家代表机构,他们在融资产品与服务创新方面,着力为企业提供更灵活的定制服务。 Financial leasing and bank mortgages are two types of equipment financing modes that textile enterprises have more contact with each other. Both of them have their own advantages and disadvantages in operation methods, which provide different choices for enterprise financing that suits actual needs. We have chosen two representative organizations that provide these two financing models, focusing on providing more flexible and tailor-made services to enterprises in financing product and service innovation.