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随着我国市场经济体制的不断完善和国有企业改革的深入,再就业小额担保贷款正成为我国转型过程中优化劳动力资源配置、消除贫困以及构建和谐社会强有力的新型金融工具。2002年10月下旬,江西省劳动和社会保障厅与交通银行南昌分行合作,在全国率先启动城市下岗人员再就业小额担保贷款工作。2003年2月份被国家劳动部门认定为再就业小额担保贷款的“江西模式”。
With the continuous improvement of the market economy system in our country and the deepening reform of state-owned enterprises, the re-employment of micro-secured loans is becoming a powerful new financial tool for optimizing the allocation of labor resources, eliminating poverty and building a harmonious society in our country’s transformation. In late October 2002, the Labor and Social Security Department of Jiangxi Province and the Nanchang Branch of Bank of Communications, the first in the country to start the city re-employment of laid-off workers secured loans. In February 2003, it was recognized by the state labor department as a “Jiangxi model” for re-employment of small-sum guaranteed loans.