一、何为货币政策货币政策是在市场经济条件下,政府根据特定的经济目标,通过中央银行（在我国是中国人民银行）对货币供给的管理来调节信贷供给和利率,以影响宏观经济生活水平的经济政策。经济学原理认为,使用货币政策要“逆对经济风向”行事。即当总需求不足,失业持续增加时, First, what is monetary policy? Monetary policy is under the condition of market economy, the government adjusts credit supply and interest rate through the central bank (in our country is the People’s Bank of China) on the management of money supply in accordance with specific economic goals to affect the macroeconomic life The level of economic policy. According to the theory of economics, the use of monetary policy should “counter the economic wind”. That is, when the total demand is insufficient and unemployment continues to increase,