“一带一路”是推动中国全方位进行对外开放的重大战略方案,该战略方案深刻地影响了周边国家及区域的经济发展,关系着全球经济格局的变化。在“一带一路”战略方案的影响下,我国沿线地区经济得到了较大程度的发展,区域经济结构得到了适当的调整,实现了产业的有效转移,同时也促进了人民币的国际化。本文阐述了“一带一路”战略方案对我国经济发展的重要意义,探讨了“一带一路”战略对我国结构性金融业机构以及人民币国际化的效应及影响。 “Belt and Road” is a major strategic plan for promoting China’s opening to the outside world in all aspects. This strategic plan has profoundly affected the economic development of the neighboring countries and regions and has a bearing on the changes in the global economic pattern. Under the influence of the “Belt and Road” strategic plan, the economy in the regions along the route of our country has been greatly developed. The regional economic structure has been properly adjusted, the effective transfer of industries has been realized, and the internationalization of the RMB has also been promoted. This article expounds the significance of the strategy of “One Belt One Road” to the economic development of our country and explores the effect and influence of the “Belt and Road” strategy on the structure of China’s structural financial industry and the internationalization of the RMB.