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面对利率市场化带来的巨大挑战,作为服务县域经济、经营规模较小、综合实力较弱的农商行,应积极转变发展方式,突破传统的盈利瓶颈,强化内控管理,转变管理方式,走集约化发展道路1996年6月放开银行间同业拆借市场1利率的变革正式拉开我国利率市场化改革的帷幕,发展至今,我国的货币市场、债券市场利率已全部放开,外币存贷款利率也已放开,人民币存贷款利率方面,仅剩下的贷款利率下限和存款利率上限两大关
Faced with the enormous challenges brought by the marketization of interest rates, as an agricultural bank that serves the county economy, operates in a relatively small scale and has weak comprehensive strength, it should actively change its mode of development, break through the bottleneck of traditional profitability, strengthen its internal control management and change its management style. Intensive Development Road June 1996 Liberation of the Inter-bank Lending Market 1 The interest rate reform formally opened the curtain of the marketization of interest rates in our country. Since then, the interest rates of the money market and bond market in our country have all been liberalized. The interest rate of foreign currency deposits and loans Has also been liberalized, the RMB deposit and lending rates, only the lower limit of the loan interest rates and the deposit interest rate cap two major off