前言随着我国农村改革开放的不断深化,农村土地集约化及农业现代化的发展,农村出现大量的剩余劳动力,这些农民急需寻找新的创业门路,创业理财增加收入。我国的产业结构及经济环境背景,也为广大农民创业理财提供了空间发展机遇,但农民创业理财的能力、经验等在市场竞争中都处于弱势地位,还存在一定的风险性。因此,农民在创业理财上必须要注意一些问题:1创业理财初期容易忽视资金流动性风险农民在创业理财之初,首先考虑的是创业项目的风险,这 Preface With the continuous deepening of China’s rural reform and opening up, the intensification of rural land intensification and the development of agricultural modernization, a large surplus of labor force appears in the rural areas. These peasants urgently need to find new ways to start their own businesses and start their own businesses to increase their incomes. The industrial structure and economic environment of our country also provide opportunities for space development for the peasants ’pioneering and managing wealth. However, peasants’ ability and experience in managing wealth are all disadvantaged in market competition, and there is still some risk. Therefore, peasants must pay attention to some problems when they start their own business: 1. Risk of capital liquidity is easily overlooked in the early stage of venture capital. At the beginning of peasants’ financial management, peasants should first consider the risks of venture capital,