解决农民工保险问题是构建和谐社会的重大举措,维护社会稳定的客观需要。当今我国保险制度存在着保障门槛过高、农民工流动性大与制度设计存在矛盾、养老保险统筹层次低、农民工养老保险淡薄等诸多问题。应逐步建立农民工养老保险制度,加大宣传力度,加强执法和监督管理力度。 Solving the problem of migrant workers’ insurance is a major measure for building a harmonious society and safeguarding the objective needs of social stability. At present, there are many problems in the insurance system in our country, such as the high threshold of guarantee, the large mobility of migrant workers and the design of the system, the low overall level of pension insurance and the weak pension insurance for migrant workers. The pension insurance system for migrant workers should be gradually established, publicity should be intensified, and law enforcement and supervision and management strengthened.