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用巴菲特的话说:要经营好P2P网贷平台要记住三条:第一条,重视风控;第二条,重视风控;第三条,牢记第一条和第二条。今年10月份以来,先后有32家网贷平台出现资金兑付、经营不善等危机,以平均一天倒闭一家的速度席卷整个P2P(个人网贷)网贷行业,甚至出现福祥创投这种仅成立3天就携款跑路的网贷平台。截至笔者落笔之日,据统计,P2P网贷平台倒闭数量已达51家。而这一切,笔者相信还仅仅是开始。未来的一年中,还将有更多的平台发生类似的状况,因为更大的系统性风险还在持续形成中。为了避免更多的投资人身陷其中,笔者觉得有必要简单地分析一下这些问题平台的倒闭大致有哪些原
To use Buffett’s words: To operate a P2P network platform to remember three loans: the first, emphasis on wind control; second, emphasis on wind control; third, bearing in mind the first and second. Since October of this year, there have been 32 network loan platforms that have encountered such crises as fund redemption and poor management. They have swept through the entire P2P lending industry with the speed of one bankruptcy on an average day, 3 days to carry the road network loan platform. As of the date of the author, according to statistics, P2P network loan platform has reached 51 the number of failures. And all this, I believe it is only the beginning. In the coming year, there will be more platforms with similar conditions, as greater systemic risks are still emerging. In order to avoid more investors trapped in them, I think it is necessary to simply analyze the closure of these issues roughly what the original platform