作为一种传统的民间融资方式,近年来民间借贷随着我国金融体制改革的不断深入和金融服务体系的不断完善已逐渐趋淡,但在一定范围内仍然存在。今年年初以来,国家宏观调控力度加大,银行信贷资金趋紧,浙江省民间借贷活动重趋活跃。浙江民间借贷的基本情况民间借贷区域特征明显。浙 As a traditional way of private financing, in recent years, with the continuous deepening of China’s financial system reform and continuous improvement of the financial service system, private lending has gradually declined, but it still exists in a certain range. Since the beginning of this year, the macroeconomic regulation and control of the country has been intensified with the bank credit funds tightening, and private lending activities in Zhejiang Province have become increasingly active. The basic situation of private lending in Zhejiang Private lending regional characteristics of the obvious. Zhejiang