我国改革开放以来,居民收入整体水平不断提高。城乡居民收入差距的问题也日益突显。我国居民收入差距过大的问题历来被全国各界学者所关注。但是,很少有学者从金融消费者权益角度分析居民收入差距问题。本文将从金融消费者权益角度研究居民收入差距的现状、成因,进而提出如何从金融消费者权益保护角度缩小居民收入差距的建议和措施。 Since the reform and opening up in our country, the overall level of household income has been continuously increasing. The issue of income gap between urban and rural residents is also increasingly prominent. The problem of excessive income gap between residents in China has always been the concern of scholars from all walks of life. However, few scholars analyze the problem of resident income disparity from the perspective of financial consumers. This article will study the status quo and causes of the resident income disparity from the perspective of financial consumers, and then put forward some suggestions and measures on how to narrow the income disparity of residents from the perspective of financial consumer protection.