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近年来,我国对外劳务输出市场发展迅猛。据统计,截至2014年末,我国在国外各类劳务人员已达1 00.6万人。与此同时,这一市场对金融服务的需求也愈来愈旺盛。目前,国内不少银行和金融机构已意识到这一商机,纷纷推出系列金融产品。对于邮储银行而言,出国劳务金融也是一片尚待涉足的新“蓝海”。我国出国劳务金融市场概况现阶段出国劳务金融需求分析出国前的贷款资金需求、购汇需求。一般来讲,出国劳务人员在出国前需要缴纳保证金、培训费、护照费、签证费、机票款等费用。家庭经济困难的出国
In recent years, the export market of foreign labor in our country has been developing rapidly. According to statistics, as of the end of 2014, China’s foreign labor service personnel of all kinds have reached 1.06 million. At the same time, there is a growing demand for financial services in this market. At present, many domestic banks and financial institutions have realized this opportunity and have launched a series of financial products. For the Postal Savings Bank, labor finance abroad is also a new “Blue Ocean” to be set foot. China’s overseas labor financial market profile At this stage abroad labor financial needs Analysis of the loan funds before going abroad, the purchase of foreign exchange needs. In general, overseas labor service personnel need to pay the security deposit, training fee, passport fee, visa fee, air ticket and other expenses before going abroad. Family economy difficult to go abroad